Perafast
Issued today: 100

Increase your chances of getting a loan by 96%

Fill out more than 2 applications

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Crezu
First loan free of charge
First loan free of charge
Amount up to
₱25,000
Approval speed
From 7 min
Age
20 - 65
rating
Finbro
First loan free of charge
First loan free of charge
Amount up to
₱15,000
Approval speed
From 10 min
Age
20 - 60
rating
Cashspace
First loan free of charge
First loan free of charge
Amount up to
₱25,000
Approval speed
From 14 min
Age
20 - 65
rating
CashXpress
Fast
Simple
Convenient
0% interest for first 7 days
Fast
Amount up to
₱10,000
Approval speed
From 15 min
Age
18 - 65
rating
Simple
Convenient
0% interest for first 7 days
MoneyCat
First loan free of charge
First loan free of charge
Amount up to
₱20,000
Approval speed
From 15 min
Age
20 - 60
rating

information about lenders

info@crezu.ph

Name: Fininity Ltd

Address: Tartu Street 84a, Tallinn, 10112, EE

Phone: No Info

APR: 36%

Period: From 91 to 180 days

Example: Loan amount 5000 PHP, for 91 days, fees 300 PHP, All payments and fees 5300 PHP, APR 35.65%

info@finbro.ph

Name: Sofi Lending Inc.

Address: Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig

Phone: 969 047 1419

APR: 68.4%

Period: From 91 to 180 days

Example: Loan amount 7500 PHP, for 120 days, fees 1000 PHP, All payments and fees 8500 PHP, APR 62.42%

info@cashspace.ph

Name: Fininity Ltd

Address: Tartu Street 84a, Tallinn, 10112, EE

Phone: No Info

APR: 36%

Period: From 91 to 180 days

Example: Loan amount 5000 PHP, for 91 days, fees 300 PHP, All payments and fees 5300 PHP, APR 35.65%

info@cashexpress.ph

Name: Cash-Express Philippines Financing Inc

Address: Level 10-1 One Global Place 25th Street Cor. 5th Avenue, Fort Bonifacio, Taguig City

Phone: 632 7902 7390

APR: 72,63%

Period: From 91 to 180 days

Example: Loan amount 5000 PHP, for 91 days, fees 300 PHP, All payments and fees 5300 PHP, APR 35.65%

support@moneycat.ph

Name: Moneycat Financing Inc.

Address: 10F, Rockwell Business Center, Mandaluyong City

Phone: 19 084 2139

APR: 145%

Period: From 91 to 180 days

Example: Loan amount 5000 PHP, for 91 days, fees 300 PHP, All payments and fees 5300 PHP, APR 35.65%

FAQs

What are the personal advantages of applying online for a personal loan with Perafast?

When you apply through Perafast for a loan, it is possible to have real time tracking of the loan status, as well you are able to compare between lenders and choose the right one for you. Remember that the more applications you send the higher your chances to get a loan.

Perafast is the best place for applying for a loan?

Perafast helps you to find personalized services, so you can choose the right loan for your needs with the best rates available in the market. You only need to choose how much you'd like to borrow, for how long and we'll show you the best loan rates for you

Will I be accepted for a loan?

The only way to find out if you'll be accepted for a loan is to apply. The more applications you send, the higher your chances of getting a loan.

What is the minimum loan limit offered?

Loans are offered from ₱ 1000 to ₱ 20,000 depending on your eligibility and lender offers, but remember that you can always apply to different lenders at the same time, don't be shy and apply for many lenders and choose the best offer for you.

How long does it take to apply for a loan in Perafast?

Normally the application will take you less than 5 minutes and you get an almost immediate response from the lenders. Clients claim that is possible to get you loan in less than 10 minutes.

Can I apply to different lenders at the same time?

If you apply to many lenders at the same time you chances of getting a loan are much higher than if you only apply to one or two lenders.

I have a decent salary. What are my chances to get a loan?

If you have a decent salary and have been working for more than 3 months in the same job, your chances to get approved are really high.

Do I need to produce any collateral or security?

Depending on the lenders, usually secured loans ask you for a security and guarantee for it. If you’re applying for an unsecured loan, then you don't need to produce any collateral or security.

Is my information safe with Perafast?

Yes, none of our users' information is shared with any third party apart from the financial institutions or banks to that you have applied for a loan.

Why has my loan been denied at the bank but not with Perafast?

There are multiple reasons that may cause your loan to be rejected. When you apply for a personal loan at the bank for paying debts, buying a new car, or anything else – the bank will check your credit history and ask you for many documents. Below are a few reasons why you should apply for a loan with us.

  • Loans even with bad credit history
  • Get a loan even if you have many existing loans or credit agreements
  • Only your ID and your phone number are needed
  • Get a response in less than 5 minutes
  • Loans are approved even without a steady source of income

How can I get a loan without being rejected?

Some lenders may offer you a loan without any chances of being rejected, in this case you may use a collateral, such as a car, home, jewelry. That collateral can make the lender more comfortable since it protects them in case you fail to repay the loan in full. This kind of loan may be available in a few countries. If you saw this option on the list of lenders that means that loan with collateral may be available in your country.

At Perafast we strive to help you make smarter financial decisions picking up the top personal loans. Perafast comparison services are provided free. Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites.

Important information

Perafast — Personal loans matching service.

The website is NOT a representation of a financial institution, and it does not provide loans. Personal user data is not collected or stored. All financial institutions recommended on the website have the appropriate licenses. Terms related to non-payment can be clarified on the financial institution's website.

Privacy Policy

Perafast is a brand of the company Fininity Ltd (registration number: 14523902, address: Paadi tee 3, Haabneeme, 74001 Harju maakond, Estonia)

The loans offered have minimum repayment terms of 61 days (2 months) and maximum repayment terms of 120 days (4 months). Lending rates vary from lender to lender in the range from 12% to a maximum APR of 36%. For example, for a loan of ₱10,000 that will be paid in 3 months, the total payment of the loan will be ₱11,000.

This site is not a financial institution, bank, or lender. This site finds loans for customers, acting as an intermediary between a client who is looking to take a loan and a licensed financial institution. It is not responsible for any loan agreement. This website does not charge a service fee, nor is it responsible for the actions, inactions, or interest rates of any lender. You are never under any obligation to use the service, initiate contact, or request credit with any lenders this site connects you to.

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